creating the economy of the future

by including you the consumer, who was once excluded in the economics of shopping

coaching people on creating
a true residual stream of income
from their everyday spending!

HINT: you are already spending on stuff anyway, so track those expenses to pay you instead 😉


I love to shop and I know all of you guys do too, so now we figure out a way to make money at it

Kim Kardashian
Entrepreneur, Model & Actress

i believe in the model that it serves each and every one of you .. the model that serves to take control of your own life .. it's only for people who want to be successful

Eva Longoria
Entrepreneur, Actress & Producer

.. lead and let people understand that they can do business for themselves and do things for themselves is the testament to your true character and what you've done to all these people ..

Jamie Foxx
Actor, Singler & Songwriter

congratulations for being ahead of the curve .. you're definitely in for what's coming .. the future, that's what you're in to

Gloria Estefan
Singer, Songwriter, Actress & Entrepreneur

doing great work .. helping the world become entrepreneurs

Jennifer Lopez
Singer, Actress & Producer

no longer will it be the best kept secret, they will know Market America like they know Coca-Cola and Pepsi

Joseph Antonio Cartagena (a.k.a. Fat Joe)
Rapper & Entrepreneur

Super excited to be here surrounded by thousands of entrepreneurs and business people who are trying to change their lives and take control of their lives .. It's an amazing crowd to be around

La La Anthony
Author, Entrepreneur & Producer

so in a nutshell, what is it?

a business system, a smarter way to shop, while creating your financial independence

Play Video

The Shopping Annuity is a global phenomenon and economic revolution. It’s an idea whose time has come.

– JR Ridinger, CEO

Transforming Lives.
Build Wealth Smarter.
A Unique Business Model.

The UnFranchise Business model is unique and brilliantly designed for the average person.

Create a solid foundation for your financial future with low capital, low investment, and low risk.

Building a smart, stable, long-term, fair and mutually profitable leverage through the revolutionary idea whose time has come: The Shopping Annuity.

the next generation of shopping

build an unlimited stream of income, when you spend through your own business

Play Video


The Shopping Annuity® is a revolutionary concept that helps smart shoppers turn their everyday spending into stream of income through their own SHOP.COM | UnFranchise business

Play Video

No matter what education or financial background, everyday people can now tap into a smarter part-time side hustle business opportunity. People can now register and operate their very own SHOP.COM Worldwide, which allow them to redirect their everyday spending into their own business, while changing the way people shop.

Arif (Joshua)

Nothing to lose, everything to gain