Success is not measured in the amount of dollars you make, but the amount of lives you empower.

Our Story

Hey! We are Selly and Arif (Joshua)
... and that's our little love right there!

We teach ordinary people to be smart, and turn their everyday spending money into an ongoing income stream.

We believe that every human alive should have total ownership of their financial future. Especially in this timely online digital era.

Our mission is simple: To help you thoroughly understand The UnFranchise Business. It is powerful and packed with next generation technology, to help you shop smarter, and create that level of income you need – making it last for you and your future generations to come.

We have witnessed that the UnFranchise Business has changed many lives for the better, it is changing ours right this moment and we want you to experience the same. This is our heart.

You must succeed so other people can realise their dreams

JR Ridinger


Understanding Spending Matters


Think about this, the UnFranchise business opportunity through the revolutionary Shopping Annuity is relevant for every human alive, as we all spend money to live.

The question is, where does the money go?

Unlike traditional annuity, with the Shopping Annuity, you don’t have to change your lifestyle in order to create residual earning income stream.


We’ll show you how you can redirect your spending to YOU and in that process creates a stable, profitable and long-term annuity.

Simply redirect your spending to your own business (to your very own SHOP.COM shopping mall). Switch to your own hot & trendy private labeled exclusive products, as well as thousands of popular partner stores.


Finally, the secret to happiness is to help others.

With The UnFranchise | SHOP.COM business, you have the right to expand your business with no limit. Creating a chain of UnFranchise SHOP.COM worldwide, with no territorial restrictions, while teaching others to leverage this second to none, fair business model and fantastic business opportunity.


Lead The Digital
Shopping Revolution

The UnFranchise Business, SHOP.COM, The Shopping Annuity & You

A Plan For Your Success

A part-time, timely and trendy side-hustle digital business vehicle, to create a solid foundation for your financial success.

Partnership For Your Success

We work closely with you to create a significant ongoing income to the level you set, while providing consumers a better way to shop.

Four Corner Stones For Success

We have the powerful Management Performance Compensation Plan (MPCP) that rewards each UnFranchise Owner (UFO) based on the volume their organization generates. The Superior Products & Partner Stores. The Shopping Annuity® and Global Meeting, Training and Seminar System (GMTSS).

You have what it takes